.pan-site {
  background:
    radial-gradient(circle at top right, rgba(180, 149, 94, 0.1), transparent 28%),
    linear-gradient(180deg, #f8f5f0 0%, #f2ede6 100%);
  color: #1f2430;
}

.pan-site .container {
  max-width: 1240px;
}

.pan-site header.py-3 {
  padding-top: 0.75rem !important;
  padding-bottom: 0.5rem !important;
}

.pan-site .navbar {
  padding: 0.65rem 0.85rem;
  background: rgba(255, 255, 255, 0.88) !important;
  border-radius: 18px;
  backdrop-filter: blur(12px);
  box-shadow: 0 14px 40px rgba(31, 36, 48, 0.07);
}

.pan-site .navbar-brand img {
  width: 64px;
  height: 64px;
}

.pan-site .navbar-toggler {
  border: 1px solid rgba(31, 36, 48, 0.12);
  padding: 0.45rem 0.6rem;
}

.pan-site .nav-link {
  color: #2d3442;
  font-weight: 500;
  padding-top: 0.55rem;
  padding-bottom: 0.55rem;
}

.pan-site .nav-link.active {
  border-bottom: 2px solid #b4955e;
}

.pan-site .pan-header-contacts {
  padding-top: 0.5rem;
  margin-top: 0.5rem;
  border-top: 1px solid rgba(31, 36, 48, 0.08);
}

.pan-site .pan-header-contacts .nav-link {
  font-size: 0.92rem;
}

.pan-site footer.row {
  margin-top: 2rem !important;
  padding: 1.5rem 1rem !important;
  background: rgba(255, 255, 255, 0.82);
  border-radius: 20px;
  box-shadow: 0 14px 40px rgba(31, 36, 48, 0.06);
}

.pan-page {
  padding-bottom: 1.5rem;
}

.pan-page-head {
  margin-bottom: 1rem;
}

.pan-page-head .pan-eyebrow {
  display: inline-block;
  margin-bottom: 0.35rem;
  color: #8a6f3f;
  font-size: 0.75rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  font-weight: 700;
}

.pan-page-head h1 {
  margin: 0;
  font-size: clamp(1.45rem, 4.5vw, 2rem);
  font-weight: 700;
  letter-spacing: -0.03em;
}

.pan-page-panel {
  padding: 1rem;
  border-radius: 20px;
  background: rgba(255, 255, 255, 0.94);
  box-shadow: 0 16px 40px rgba(31, 36, 48, 0.07);
}

.pan-page-content {
  overflow-wrap: anywhere;
  word-break: break-word;
  line-height: 1.65;
  color: #2d3442;
}

.pan-page-content p,
.pan-page-content h1,
.pan-page-content h2,
.pan-page-content h3,
.pan-page-content h4,
.pan-page-content ul,
.pan-page-content ol,
.pan-page-content blockquote {
  margin-left: 0 !important;
  padding-left: 0 !important;
  max-width: 100%;
}

.pan-page-content .text-huge,
.pan-page-content span.text-huge {
  font-size: clamp(1.15rem, 4.8vw, 1.65rem) !important;
  line-height: 1.35 !important;
  font-family: inherit !important;
}

.pan-page-content .text-big,
.pan-page-content span.text-big {
  font-size: clamp(1.02rem, 3.8vw, 1.25rem) !important;
  line-height: 1.45 !important;
  font-family: inherit !important;
}

.pan-page-content .text-small,
.pan-page-content span.text-small {
  font-size: 0.88rem !important;
  line-height: 1.55 !important;
}

.pan-page-content p {
  margin-bottom: 0.85rem;
}

.pan-page-content ul,
.pan-page-content ol {
  padding-left: 1.2rem;
  margin-bottom: 1rem;
}

.pan-page-content--styled,
.pan-page-content--insurance {
  padding: 0;
  overflow: visible;
  background: transparent;
  box-shadow: none;
}

.pan-insurance-copy {
  display: grid;
  gap: 1rem;
  margin-bottom: 0.5rem;
}

.pan-ins-block {
  padding: 1.25rem 1.35rem;
  border-radius: 20px;
  background: rgba(255, 255, 255, 0.96);
  box-shadow: 0 12px 32px rgba(31, 36, 48, 0.06);
  border: 1px solid rgba(31, 36, 48, 0.06);
}

.pan-ins-block--accent {
  background: linear-gradient(135deg, rgba(180, 149, 94, 0.1) 0%, rgba(255, 255, 255, 0.98) 100%);
  border-color: rgba(180, 149, 94, 0.22);
}

.pan-ins-eyebrow {
  display: inline-block;
  margin-bottom: 0.35rem;
  color: #8a6f3f;
  font-size: 0.72rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  font-weight: 700;
}

.pan-ins-heading {
  margin: 0 0 1rem;
  font-size: clamp(1.25rem, 2.8vw, 1.65rem);
  font-weight: 700;
  letter-spacing: -0.02em;
  color: #1f2430;
}

.pan-ins-subheading {
  margin: 0 0 0.65rem;
  font-size: clamp(1.05rem, 2.2vw, 1.2rem);
  font-weight: 700;
  color: #1f2430;
}

.pan-ins-lead {
  margin: 0 0 0.85rem;
  color: #5f6471;
  font-size: 0.95rem;
}

.pan-ins-text {
  margin: 0;
  color: #434956;
  line-height: 1.7;
  font-size: 0.98rem;
}

.pan-ins-text strong {
  color: #1f2430;
}

.pan-ins-benefits-grid {
  list-style: none;
  padding: 0 !important;
  margin: 0 !important;
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0.75rem;
}

.pan-ins-benefits-grid li {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  padding: 0.85rem 0.95rem;
  border-radius: 14px;
  background: rgba(31, 36, 48, 0.04);
  font-weight: 600;
  font-size: 0.92rem;
  color: #2d3442;
}

.pan-ins-benefit-icon {
  flex-shrink: 0;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(135deg, #e6cf8f, #b4955e);
  color: #1c1500;
  font-size: 0.82rem;
  font-weight: 800;
}

.pan-ins-steps {
  list-style: none;
  padding: 0 !important;
  margin: 0 !important;
  display: grid;
  gap: 0.75rem;
}

.pan-ins-steps li {
  display: flex;
  align-items: flex-start;
  gap: 0.85rem;
  padding: 0.95rem 1rem;
  border-radius: 14px;
  background: rgba(31, 36, 48, 0.035);
  border: 1px solid rgba(31, 36, 48, 0.06);
}

.pan-ins-step-num {
  flex-shrink: 0;
  width: 32px;
  height: 32px;
  border-radius: 10px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: #1f2430;
  color: #fff;
  font-weight: 700;
  font-size: 0.9rem;
}

.pan-ins-step-text {
  padding-top: 0.25rem;
  line-height: 1.55;
  color: #434956;
  font-size: 0.95rem;
}

.pan-ins-highlights {
  list-style: none;
  padding: 0 !important;
  margin: 0 !important;
  display: grid;
  gap: 0.65rem;
}

.pan-ins-highlights li {
  padding: 0.85rem 1rem;
  border-radius: 14px;
  background: rgba(255, 255, 255, 0.55);
  border: 1px solid rgba(180, 149, 94, 0.18);
  line-height: 1.55;
  color: #434956;
}

.pan-ins-terms {
  display: grid;
  gap: 0.75rem;
}

.pan-ins-term {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 0.5rem 1rem;
  padding: 0.95rem 1rem;
  border-radius: 14px;
  background: rgba(31, 36, 48, 0.035);
  border: 1px solid rgba(31, 36, 48, 0.06);
}

.pan-ins-term-label {
  color: #434956;
  font-size: 0.95rem;
}

.pan-ins-term-value {
  font-weight: 700;
  color: #1f2430;
  white-space: nowrap;
}

.pan-ins-metrics {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0.75rem;
  margin-top: 0.5rem;
}

.pan-ins-metric {
  padding: 1rem 0.85rem;
  border-radius: 14px;
  background: rgba(255, 255, 255, 0.55);
  border: 1px solid rgba(180, 149, 94, 0.18);
  text-align: center;
}

.pan-ins-metric-value {
  display: block;
  font-size: clamp(1.1rem, 2.5vw, 1.35rem);
  font-weight: 700;
  color: #1f2430;
  margin-bottom: 0.35rem;
}

.pan-ins-metric-label {
  display: block;
  font-size: 0.82rem;
  line-height: 1.4;
  color: #5f6471;
}

.pan-page-content img {
  max-width: 100%;
  height: auto;
  border-radius: 12px;
}

.pan-page-content table {
  display: block;
  width: 100%;
  overflow-x: auto;
}

.pan-page-content .raw-html-embed {
  margin: 1.25rem 0;
}

.pan-page-content .pan-embed-widget {
  border-radius: 16px;
  overflow: visible;
  background: #fff;
  box-shadow: 0 12px 32px rgba(31, 36, 48, 0.06);
  border: 1px solid rgba(31, 36, 48, 0.06);
}

.pan-page-content .pan-embed-widget iframe,
.pan-page-content iframe#ppdwiIpoteka {
  display: block;
  width: 100% !important;
  min-height: 540px;
  border: 0;
  border-radius: 16px;
}

.pan-page-content .pan-embed-consult {
  padding: 1rem;
  border-radius: 20px;
  background: rgba(255, 255, 255, 0.96);
  box-shadow: 0 12px 32px rgba(31, 36, 48, 0.06);
}

.pan-consult--inline {
  display: grid;
  gap: 1rem;
}

.pan-consult {
  display: grid;
  gap: 1.25rem;
}

.pan-consult__form .input-group {
  flex-direction: column;
  gap: 0.65rem;
}

.pan-consult__form .form-control,
.pan-consult__form .btn {
  width: 100% !important;
  max-width: none !important;
  border-radius: 12px !important;
}

.pan-consult__form .btn {
  margin: 0 !important;
}

.pan-contacts-grid {
  display: grid;
  gap: 1rem;
}

.pan-contacts-map {
  min-height: 280px;
  border-radius: 16px;
  overflow: hidden;
}

.pan-contacts-info {
  padding: 0.25rem 0;
}

.pan-suburban-item {
  padding: 1rem 0;
}

.pan-suburban-item + .pan-suburban-item {
  border-top: 1px solid rgba(31, 36, 48, 0.08);
}

.pan-suburban-gallery {
  gap: 0.5rem;
}

.pan-suburban-gallery img {
  max-width: 100%;
  height: auto;
  border-radius: 10px;
}

@media (min-width: 768px) {
  .pan-site .navbar-brand img {
    width: 88px;
    height: 88px;
  }

  .pan-page-panel {
    padding: 1.5rem 1.75rem;
  }

  .pan-ins-block {
    padding: 1.5rem 1.65rem;
  }

  .pan-ins-benefits-grid {
    grid-template-columns: repeat(4, minmax(0, 1fr));
  }

  .pan-consult--inline,
  .pan-consult {
    grid-template-columns: 1.2fr 0.8fr;
    align-items: center;
  }

  .pan-consult__form .input-group {
    flex-direction: row;
  }

  .pan-consult__form .btn {
    width: auto !important;
    white-space: nowrap;
  }

  .pan-contacts-grid {
    grid-template-columns: 1.2fr 0.8fr;
    align-items: start;
  }

  .pan-contacts-map {
    min-height: 520px;
  }
}

@media (min-width: 992px) {
  .pan-site .navbar {
    padding: 0.85rem 1.15rem;
    border-radius: 22px;
  }

  .pan-site .navbar-brand img {
    width: 96px;
    height: 96px;
  }

  .pan-site .pan-header-contacts {
    padding-top: 0;
    margin-top: 0;
    border-top: 0;
  }
}

@media (max-width: 575px) {
  .pan-site .container {
    padding-left: 0.75rem;
    padding-right: 0.75rem;
  }

  .pan-page-content .pan-embed-widget iframe,
  .pan-page-content iframe#ppdwiIpoteka {
    min-height: 720px;
  }

  .pan-ins-benefits-grid {
    grid-template-columns: 1fr;
  }

  .pan-ins-block {
    padding: 1rem;
  }

  .pan-ins-metrics {
    grid-template-columns: 1fr;
  }

  .pan-ins-term-value {
    white-space: normal;
  }

  .pan-site footer.row > [class*="col"] {
    margin-bottom: 1rem;
  }

  .pan-site footer .text-nowrap {
    white-space: normal !important;
  }
}